Melody Salisbury, Mortgage Broker, Mortgage Agent, BRX Mortgage

Feeling stretched every month but sitting on home equity?

I help Ontario homeowners use strategic mortgage refinancing to lower payments, eliminate high-interest debt, and create breathing room without pressure or guesswork.

Book a Refinance Strategy call

Hi, I’m Melody and I help homeowners breathe again.

I help homeowners who feel stretched use smart refinancing strategies to lower payments, clean up debt, and regain control of their cash flow.

No pressure. No guesswork. Just clear numbers and honest advice.

On average, I help families improve their cash flow by $800/month.

Book your refinance call

Mortgage Strategies for Real Life

Mortgage Refinancing & Cash Flow Strategy

Use your home equity intentionally to lower payments, clean up debt, and create breathing room — with a clear plan, not pressure.

Build my plan

Mortgage & Cash-Flow Checkup

Not sure where you stand? Let’s review your mortgage, debt, and options — with no obligation.

Book a Check up

Why Homeowners Trust Me With Their Mortgage Decisions

Real, Personalized Strategy

Clear Guidance Without Pressure

Focused on Cash Flow & Stability

What Homeowners Say After Working With Me

“Melody took the time to explain everything clearly and helped us make a refinance decision that actually improved our cash flow. We finally feel confident about our mortgage again.”

John and Lisa Thompson

Access to Canada’s top lenders — without being tied to just one option.